Money: the story of the Gill family getting out of debt and getting our finances in order
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Stupid, evil credit cards 1

It starts with a little bit of overspending on Christmas. Not much. Not nearly as much as last year. Then it doesn’t all get paid off in January. Then you buy a couple things online and ‘we’ll pay off the card straight away.’ but you don’t and then the car needs fixed and we didn’t plan for that and a couple times you need petrol but you aren’t sure how much is in the current account because your record keeping hasn’t been so great so it goes on the card too and before you know it there’s your credit card with £700 on it. Dang.

It’s not a crisis. It will get paid off, but it didn’t have to happen. The thing is, you know it will happen again. WELL, NOT TO US. Our credit cards have now been put in a Very Inconvenient Place – we do have some self-control – and that is where they are staying.


21 March 2008   Jeff Gill
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